Money Problem is Stressful

money problem is stressfulIt is!

More often this is the leading cause of marital problems. When both ends do not meet, the wife will begin her ‘historical-hysterical’ how things should have been better if the husband did not purchase the new 72” wide-screen LCD TV. And the husband will throw a sarcastic rebuttal about the collection of shoes of the wifey. The exchanges in the courtroom (oh, basically the discourse will start from the dining room, then to the living room…then…) will last till the wee hours of the morning or till the whole neighborhood is awake. Then the husband goes to work and starts yelling at his staff. Typical huh. Was the issue settled? Nah! Were they able to think of a solution? Nah. But, they got stressed to the point of calling their divorce lawyers. This should not be the case.

Money problems can be abated if and only if we take the time to plan and manage our personal finances. It does not have to be stress full if we learn to discuss the issues objectively and come up with practical solutions. Easier said than done huh. But it is. I don’t find any other way.

Even cash emergencies can be avoided if we have saved at least 10% of our income on a monthly basis. Or if we preclude buying things that are not really needed at the moment. Not gratifying your desire at the moment can actually save your headaches, and probably heartaches in the future, cause by financial problems. Saving 10% of your income for example is quite a little amount compared to the unnecessary expenses to ‘pimp’ your car. Or better yet, taking the bus to work for at least twice a week would be enough to cover that 10% from the gasoline you did not use.

Anyhow, reality bites. As a consequence, from time to time (I hope it is not frequent ^_^) you stare at the ceiling and your almost empty wallet and think hard how you are going to stretch your money till the next payday. Then panic starts to set in. Then the vicious cycle begins, again.

Money problem is stressful when you fail to plan, and manage your finances. Take the little step to financial freedom today by learning to save, and by putting your priorities of the needs rather than the wants.


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7 comments:

bantingboy said...

i see. So, its related with money rihgt? If not, not many people will not have stress problem.

Earl said...

For women, IMO, money will always be an issue and that will definitely be stressful. For men, it's Sex.

MoneyEnergy said...

I have to correct Earl's comments: money and sex are issues for BOTH men and women. Everyone needs both in the way that they need it. It's pure stereotyping to think that women don't need, like or are interested in sex (and v.v., to think that all men are "more" interested in sex than women is also an unfair stereotype - there are lots of men with sex issues of the sort usually attributed to women).

BTW, all of these money problems are yet more solid reasons why it's important for everyone to be financially independent. I don't think it's a good idea for anyone to be financially dependent on anyone.

debtrunner said...

haha. women and money. Its another issue. But sex is important for men. :D

nor | www.hrmbusiness.com said...

Money problems will always be stressful. And having a woman nag you about these issues, is not only stressful but totally unbearable. IMO, before you settle those issues, yeah, call your divorce lawyer first or your marriage counselor. ^^,

Earl said...

@ money energy

I have no disagreement with that -both are real issues to them. However, money problem / issue is almost always the triggering factor for a woman to begin nagging as nor pointed out there. While (unfulfilled) sex is for men, as debtrunner has seconded.

naomi said...

yeah, money problems are really very very stressful. and causes a lot of arguments...i have already experienced that.

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